Paisewise turns the bank, UPI and credit-card alerts you already get into a categorised spending ledger — with trends, per-bank breakdowns, and AI chat on your transactions.
Free while in beta · Sign in with Google, read-only · no net-banking passwords. Want Android or iOS? Ask for a beta seat.
Left column works in the web app now. Right column is roadmap only.
Bank, UPI and card alerts become transactions — no manual entry.
Built-in categories plus your own; recategorise anything and it sticks.
See where the money went and how it compares to last month.
Fill gaps and check nothing was missed or double-counted.
Ask about your spending; answers come from your ledger, not generic advice.
Regulated live account links — today’s tracking runs off alerts instead.
Shared spending across a family or HUF.
Mutual funds, stocks, FDs and PPF — spending only for now.
Category budgets that adjust to how you actually spend.
Web app at /home. Android and iOS are in private beta — ask for a seat.
Sign in with Google on the web. Nothing to download, no bank credentials.
Paisewise reads only transaction alerts — never personal mail or net-banking login.
Spends arrive categorised. Upload a statement PDF to backfill, then ask the AI chat.
Prefer not to connect anything? Upload statement PDFs and work from those.
Alerts from HDFC, ICICI, Axis, SBI, SBI Card, Kotak, IDFC FIRST, Yes Bank, IndusInd, Amex India, OneCard, HSBC India, and more.
Paisewise is an automatic expense tracker built for India. Indian banks, UPI apps and card issuers already email you a transaction alert for nearly every payment; Paisewise reads those alerts and turns them into a categorised spending ledger with monthly trends, per-bank breakdowns, and an AI chat that answers questions about your own transactions. The web app is live today.
Paisewise is free while it is in beta. Paid plans may come later; if they do, prices and plan features will be shown before you pay, and the refund terms are in our terms of service.
Paisewise reads transaction alert emails from major Indian issuers including HDFC, ICICI, Axis, SBI, SBI Card, Kotak, IDFC FIRST, Yes Bank, IndusInd, American Express India, OneCard and HSBC India. Known alert formats are parsed with built-in templates, and anything unrecognised falls back to an AI extraction step. Paisewise does not connect to bank accounts — it only reads the alerts those banks send you.
The web app is live — start with what's shipped.
Free while in beta · Sign in with Google · read-only
Seats are limited. Leave your email and we'll add you when one opens — meanwhile the web app is live for everyone.
No spam. We'll email when a seat opens.